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Checking

From small entrepreneurs to large corporations, we have an account that will fit your needs and your budget.Midwest Bank offers two business checking options that will benefit you. No matter the account, all accounts include:

  • Free Visa Debit Cards
  • Discounted Personal Size Checks OR $100 credit towards initial Deluxe Check order
  • Free Basic Business Online Banking
  • Free Safe Deposit Box for one year 
  • Free Merchant Processing Analysis
  • Midwest Express Deposit Free for 1st 3 months
  • 0.25% Discount on Business Loan with established Business Checking Account
  • Benefit Banking Program for Employees

Free Basic Business

Our FREE Basic Business Checking Account is perfect for small to midsize businesses that anticipate lower levels of account activity and prefer predictable fees and the ease of no minimum balance requirements.

  • First 300 Items Per Month… FREE
    Over 300 Items… $0.25 per item 
  • Up to $10,000 in cash deposited per month.
    If total cash deposited exceeds $10,000 per month, the account type will be changed to our Business Analysis Account.
  • No Minimum Balance Requirement
  • No Service Charges
  • Free Detailed Monthly E-Statement with images

Business Analysis Checking Account

This account perfectly suits businesses with higher activity levels, more sophisticated money-management needs, and the desire to maintain balances to offset fees.

  • Business Analysis Activity Charges
    Checks paid on account… $0.12 per item
    ACH Debit items… FREE
  • Items deposited to account
    Drawn on Midwest Bank… $0.03 per item
    Drawn on other banks (transit)… $0.05 per item
  • Maintenance Charge… $6.00 per month
  • Balance Reserve Requirement @ Federal Reserve… 10% of your Average Positive Available Balance
Your account balance will gain an earnings credit which will be applied to your monthly service charge total to help offset fees, giving you the opportunity to have this account, free of charge.