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No matter the size of your business, we have the checking account to fit your business needs.

Checking Accounts for Businesses

From small entrepreneurs to large corporations, we have an account that will fit your needs and your budget. Midwest Bank offers two business checking options that will benefit you. No matter the account, all accounts include:

  • Free Visa Debit Cards
  • Discounted Personal Size Checks OR $100 credit towards initial Deluxe Check order
  • Free Basic Business Online Banking
  • Free Safe Deposit Box for one year
  • Free Merchant Processing Analysis
  • Midwest Express Deposit Free for 1st 3 months
  • 0.25% Discount on Business Loan with established Business Checking Account
  • Benefit Banking Program for Employees


Free Basic Business

Our FREE Basic Business checking account is perfect for you if your business is small to midsize and anticipates lower levels of account activity. If you prefer predictable fees and the ease of no minimum balance requirements, this is the account for you. Free Basic Business includes:

  • First 300 items per month - FREE.
    • If over 300 items - $0.25 per item
  • Up to $10,000 in cash deposited per month
    • If total cash deposited exceeds $10,000 per month, the account will be changed to our Business Analysis Account
  • No minimum balance requirement
  • No service charges
  • FREE detailed monthly E-statements with images

Contact your local Midwest Bank Branch to get started. 

Business Analysis Checking Account

This account is perfect for you if your business has a higher activity level, needs more sophisticated money management, and your desire to maintain balances offsets fees. This account includes:

  • Business Analysis Activity Charges
    • Checks paid on account - $0.12/item
    • ACH Debit items - FREE
  • Deposited Items to Account
    • Drawn on Midwest Bank - $0.03/item
    • Drawn on other banks (transit) - $0.05/item
  • Maintenance Charge - $6.00/month
  • Balance Reserve Requirement at Federal Reserve - 10% of your average positive available balance

Your account balance will gain earnings credit which will be applied to your monthly service charge total to help offset fees, giving you the opportunity to have this account, free of charge. 

Contact your local Midwest Bank Branch to get started.