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CREDIT CARDS

Midwest Bank offers you a variety of popular business credit card options with low rates, cash back, reward benefits, and other features. Find the right credit card for your business.

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Credit Cards

Our commercial credit cards offer you simple, convenient, and flexible ways to take control of your business spending.

Take Advantage of our Credit Card Special

Use your card to simplify your business spending, so you can use your time for other tasks. Also, apply between September 1, 2023 and November 30, 2023 and get your FREE fold-up picnic blanket!***

In addition to rewards options2, our credit cards also offer:

  • 0% Intro APR for the first 6 billing cycles on purchases and balance transfers1
  • No Annual Fee1
  • Balance Transfer Fee Waived3
  • Employee Cards at No Added Cost
  • Transaction Reporting
  • Consolidated Statements
  • Credit Line Sharing

Applying is quick and easy. Click here to apply today or stop in at one of our branches to pick up an application.

Business Rewards

Enjoy unlimited reward points on all of your business purchases with no annual fee. 

  • Take Control of Your Business Spending - add employee cards at no additional costs and easily track their spending with transaction reporting. 
  • Unlimited Reward Points - Earn one point per dollar on all net purchases. Choose from hundreds of merchandise, travel, and activity options. 

Rates and Fees

  • No Annual Fee1
  • Intro APR: 0% Intro APR for purchases and balance transfers for the first 6 billing cycles.
  • Purchase and Balance Transfer APR: 17.24% to 27.24% variable APR.

Rewards

  • Earn one point per dollar on net purchases.
  • Redeem points for merchandise, rental cars, cruises, hotels and airline travel.
  • Airline tickets good on any airline with no blackout dates.
  • Earn unlimited reward points that do not expire.

 

Business Cash Rewards

Let all of your business purchases work for you, with our cash-back credit card. 

  • Take Control of Your Business Spending - add employee cards at no additional costs and easily track their spending with transaction reporting. 
  • 1% Cash Back - Earn unlimited cash back on all net purchases, every day. 

Rates and Fees

  • No Annual Fee1
  • Intro APR: 0% Intro APR for purchases and balance transfers for the first 6 billing cycles.
  • Purchase and Balance Transfer APR: 19.24% to 29.24% variable APR.

Cash Rewards

  • Earn 1% Cash Back on net purchases.
  • Cash Rewards do not expire.

Business Edition

Keep your business spending separate from your personal with this low-rate card. 

  • Take Control of Your Business Spending - add employee cards at no additional costs and easily track their spending with transaction reporting. 
  • Concierge Services - personal service provided by business specialists, when you need it. 

Rates and Fees

  • No Annual Fee1
  • Intro APR: 0% Intro APR for purchases and balance transfers for the first 6 billing cycles.
  • Purchase and Balance Transfer APR: 16.24% to 26.24% variable APR. 

Company Rewards 

Take control of your business spending with our credit card when you pay in full.  

  • Take Control of Your Business Spending - add employee cards at no additional costs and easily track their spending with transaction reporting. 
  • Unlimited Rewards Points - earn one point per dollar on all net purchases. Choose from hundreds of merchandise, travel, and activity options. 
  • The perfect card for large corporations, non-profit organizations, municipalities or financial institutions.

Rates and Fees

  • No Annual Fee1
  • Pay in full account. If not paid in full, 27.74% APR will apply. Your APR will vary with the market based on Prime Rate.

Card Features & Benefits

  • Employee cards at no added cost
  • Consolidated Statements (Available upon request)
  • Expense management system file integration
  • Administrative access to online account management
  • Chip Card Security
  • Fraud Monitoring
  • Email & Text Fraud Alerts
  • 24/7 U.S. based customer service
  • Mobile Payments & Visa Checkout
  • Travel Accident Insurance ($150K)

 

Visa Enhancements

  • Auto Rental Collision Damage Waiver **
  • Purchases & Extended Protection
  • Lost & Stolen Card Reporting
  • Emergency Card Replacement
  • Verified by Visa*
  • Emergency Cash Disbursement
  • Travel & Emergency Assistance
  • Zero Fraud liability
  • Identity Theft Assistance

1 See card application's Important Disclosures for terms, rates and fees.

2 In order to access rewards, your account must be open and in good standing. 

1 Balance transfer fees will be waived and applied as a statement credit to your account. Balance transfer transaction must be made by November 30, 2023, to qualify for this offer. Credit will appear on your statement on the following cycle. Credit may take two cycles to appear. 

*Coverage applies when the entire cost of the fare (less redeemable certificates, vouchers, or coupons) has been charged to the card. Your account must be in good standing. Restrictions to coverage may apply.

**To activate coverage, complete the entire rental transaction with your card and decline the collision damage waiver coverage if offered by the rental company. Restrictions may apply if you have personal automobile insurance covering this theft or damage.

***Gift available while supplies last and limited to one per customer. Complete business credit card application must be submitted in branch or online to obtain gift. If application is submitted online, customer must bring online application confirmation page to branch in order to receive gift. Gift will be awarded in branch immediately upon submitting the application or showing online application confirmation page. Credit cards are subject to credit review and approval. Credit card approval is not required to obtain free gift. 

This card is issued by TCM Bank, N.A. subject to credit approval.