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Checking Accounts

My Design Checking*

A hassle-free account with no minimum balance, no monthly service fee, no statement fee, and no strings attached. 

My Design PLUS Checking*

Designed for you if you keep a larger balance and want extra perks like earning interest, free cashier's checks, and more.

  • $1,500 minimum balance 
  • Service Charge ($10) waived if you have other deposit & loan accounts with Midwest Bank over $10,000

My Design Rewards Checking*

A checking account designed for you to get rewarded for using it instead of how much money you keep in it. Meet the requirements below to earn a premium interest rate.

  • $500 or more in direct deposits cumulative**
  • 15 point-of-sale debit card purchases**1
  • Free eStatements (Paper Statement available for a monthly fee)
  • No minimum balance or monthly service charge
  • Earn Premium Interest

**Per monthly statement cycle. 1Does not include ATM transactions. $5.00 monthly dormant fee if account has no activity for 6 months and balance in account is less than $100. Cannot be combined with any other promotional offers. Account offered to Consumers and Trusts only. Limit one account per primary account owner. For current interest rates, contact your local branch.

 

Savings Accounts

Personal Savings*

We'll help you save money and earn interest to help you meet your financial goals. 

  • $100 minimum balance (waived if under age 25)
  • Service Charge ($5) waived with a balance over $100
  • 6 withdraws allowed per month
  • $1 fee per withdrawal over 6 per month

Premier Money Market

Designed to help you take advantage of a higher return rate when you save your money.

  • $5,000 minimum balance 
  • Service Charge ($10) waived with a balance over $5,000
  • 6 withdrawals allowed per month
  • Unlimited in-person withdrawals

*$100 minimum to open any checking account or Personal Savings account.

Clients must be 18 years of age or older to open an account online.