Personal Checking Accounts
Manage your money your way. Our checking accounts provide the flexibility to meet your lifestyle and financial needs, letting you manage your money more effectively.
Your Money. Your Choice of Checking.
Choose the checking account that fits your lifestyle and financial goals. All of our checking accounts offer you the flexibility of online and mobile banking wherever you go.
My Design Checking
A hassle-free account with no minimum balance, no monthly service fee, no statement fee, and no strings attached.
My Design PLUS Checking
Designed for you if you keep a larger balance and want extra perks like earning interest, free cashier's checks, and more.
$1,500 minimum balance. Service charge ($10) waived if you have other deposit & loan accounts with Midwest Bank over $10,000.
Features and Benefits
No matter the checking account you select, you'll always have access to the latest banking and money management technology with Midwest Bank.
- Free Debit Card
- Online Banking with BillPay
- Mobile Banking with Mobile Deposits
- External Transfers
- Unlimited Check Writing
- Debit Card Round-Up
- Free eStatements
- Ability to send money through Zelle
- Apple & Google Pay
- Free email & text alerts
- MyCards debit card management in the app
- Credit Cards
- Switch Kit