Contact a Branch

Emergency Flood Relief Program


Midwest Bank has deep roots in the communities that we serve.  Recently 6 of our communities were affected by devastating flooding that has hit Eastern Nebraska and we want to help our neighbors and friends as the damage begins to be assessed. 

To support your recovery, Midwest Bank is offering an Emergency Flood Relief Program to help our communities get back on their feet as quickly as possible.

The program is simple and straight forward.  Our goal is to swiftly get funds to those who need them most.

We are offering a couple different loan options to provide funding to those impacted by the recent flooding.

$5,000 Loan at 5.0% for 5 years*

  • This is a personal, unsecured loan that follows our normal credit approval process.

  • You will receive same day or next day funding to swiftly meet your needs.

Home Equity Line of Credit (HELOC) 3.0% for 12 months and Prime for the remaining term**

  • Our HELOC product uses the equity in your home to offer higher dollar amount loans.  


Emergency Dollar & Energy Saving Loans at 1.00% 

  • The Nebraska Energy Office, in conjunction with Midwest Bank, is offering, under the Dollar & Energy Saving Loan Program, 1%* Loans to assist those impacted by the flooding to repair their homes, provided the home has not been condemned.  Learn more here

Anyone impacted by the recent flooding in Eastern Nebraska can apply. 


*Emergency Flood Relief Program: 5.0% Annual Percentage Rate and 5.0% Interest Rate.  For a $5,000 loan for 60 months (5 years) the monthly payment is $94.38.  Loans subject to credit approval.

** 3.00% A.P.R. (annual percentage rate) is an introductory rate for the first twelve months. At that time, the rate will change to Low Wall Street Prime, adjusting every 6 months for the 5 year term. Making the minimum monthly payment may result in a balloon payment at the end of the term. Additional charges up to $600 may apply. Maximum loan amount is $50,000. The maximum A.P.R. that may be imposed is 18.00%. Property insurance required. This product is reserved for those affected by flooding in 2019.  Loans subject to credit approval.